SIS MERCADO

RegiSoft offers solutions for virtual prepaid card that eliminating the use of printed prepaid vouchers. The solutions are easy to use, for both vendors and subscribers that use prepaid top-up cards, and reduce the overall logistics cost. Vendors (kiosk and points-of-sale) that sell prepaid cards need to be approved on the system, should open up an account and register with the network operator – to ensure integrity – and can then start to sell prepaid top-up airtime. The service is transparent to subscribers, and, in fact, is easier to use. RegiSoft technology allows maximum flexibility for paperless pre-paid top-up scenarios, and while the core of the system exists, specific solutions can be customized according to customer requirements – therefore the conditions described in the scenarios below may be altered according to the decisions made by the service operator.
The Pre-Paid Vouchers Market Using prepaid cards is very popular in the cellular industry in many countries over the world. The subscriber can buy the prepaid card in many places such as kiosks, post offices, supermarkets and others, and has control over the usage of the cellular services. Traditional Prepaid Market The prepaid market is the biggest growth area of the mobile phone industry, with an ever-increasing number of customers signing up for the service all over the globe. The prepaid card is issued by the operator or a sub-contractor that has a license to do so. Each card has a unique number and a secret code that is hidden and can easily be revealed using a coin (scratch-card). Prior to distribution to the open market, all the card numbers are loaded to the prepaid server with the network operators, while their status is not activated. In order to activate a card, the subscriber needs to reveal the code on the scratch-card and to call an IVR system to enter details of the telephone number from which the prepaid card will be used, the card number and the secret code. After activation, the prepaid amount of the card is loaded to the subscriber account. Because the prepaid market is so large, there are clear benefits of reducing costs on alternative ways to refill or top-up prepaid accounts to all parties in the value chain. Performing the refill/top-up should be convenient and intuitive to the end user and if possible, be transparent, with no IVR system, or scratch-card.
The World Trade Server™ Prepaid Top-Up Solutions The World Trade Server™ concept of “virtual” prepaid solutions uses the same players in the market (distributors and kiosks), and keeps the same relationships with them, only eliminates the extra costs and logistics of the pre-paid scratch-cards. The distributor is given rights to distribute x amount of prepaid air-time to his vendors (kiosks, post-office etc) with the same price tag of traditional pre-paid cards. As such, he has credit for x amount of top-up transactions In the same way that in the past he sold scratch-cards, he now sells top-up “virtual” airtime to his vendor customers (kiosks, post-offices, etc.) Vendors can now sell prepaid subscribers airtime over-the-counter, and top-up their account using a terminal – thus decreasing overhead for IVR systems and scratch-cards. This is much easier for the distributor, vendor and subscriber to manage The RegiSoft Solution: Saves the operation of printing and distributing cards Enhances the security and prevents fraud Enables the purchasing refill and prepaid cards in a convenient manner, that is paperless Enable selling “virtual” prepaid cards on traditional POS for payment with cash
Vendor Registration for the Service Each vendor that wishes to sell “virtual” top-up prepaid cards can do so by registering with the network operator. Each vendor then receives a PIN for securing and authenticating transactions on the system. This is done using a smart-phone with a J2ME application that requests the top up of subscriber phones, using secure methods.

Mobile Top-Up Solutions